There is More To College Planning Than Just Saving For It
Our College Planning Process
Further, we recommend for you to review:
You may type your data directly into our College Planning tools* or manually fill-out our College Planning Worksheet to begin your Career and College Planning Process. These initial steps take only 30 minutes to complete.
Our Career and College Planning Process:
Our Education Planning Process is about more than just saving money to cover the future expense of college. We use our discovery and deliberation process with both you and your parent(s) to understand your life and career interests, so that we may better research the schools that are known for the needed education program, suitable for you, and ultimately within your budget.
*Because we believe in the ultimate value of our service, we offer you free access to our College Planning Tool. We know that you will quickly experience the value of what we can do for you when you are able to experience just part of step 2 of our 8 step process.
We offer many tools and methods to help you develop and implement strategies to:
Step 1- Career and Goal Discovery
Step 2 College Research using College Aid Pro tools
Step 3-Develop Strategies and Schedules
Step 4 Financial Budget and Constraints
Step 5: GPA Review and FOCUS implementation
Step 6: Development of College Resume
Step 7 Application Process and Deadline
Step 8: Selection and Acceptance Decisions.
My Great-Grandfather told his kids, " As long as you have a job, you can afford a life". The goal of college is to train your child to have a productive career, a career that is their vocation and achieves their financial goals.
Too many kids choose the wrong career, the wrong school, and finance it using loans that they cannot afford. School debt slows down the achievement of personal goals.
WE HELP YOU MAKE INFORMED DECISIONS ABOUT THE DEGREE TO ACHIEVE, THE SCHOOL TO ATTEND, AND THE BEST METHOD TO FINANCE IT.
We do not recommend or endorse any financial strategy that uses deceptive techniques to reduce "reportable assets" through the sale of investments, the purchase of cash value life insurance, or another unethical artifice or scheme to qualify for "needs based" financial assistance.
The use of cash value insurance policies to fund school expenses usually will not achieve your goal, does not avoid income tax expenses, and often just enriches the insurance agent or financial advisor who sells the policies with a substantial commission.
Life-Legacy Financial Counsel will not solicit you to purchase any additional services or type of insurance product to fund your educational expenses or attempt to artificially qualify your family for “needs based financial aid”.
Our recommendations are based on fiduciary standards of professional conduct and professional prudence. We do not receive any form of commission or additional compensation based on our recommendations.